• Without MRTA, CC and FD, the rate wil be higher. • CIMB preferred member gets -0.05%. • Available for SoHo (under commercial lot), shop lot and shop storey. • Office unit MoF 70% - 75%max. ( subject to management approval). • Available only in peninsular Malaysia. Crack cadpipe commercial pipe.

Refinance Pinjaman Perumahan Anda di Malaysia. Pinjaman Perumahan Bank Rakyat. Term Loan (Kadar Asas Baru - 4.10%). Di Malaysia, pinjaman rumah biasanya diberikan sebagai peratus di atas atau bawah BR. Ini bermakna, jika BR meningkat atau menurun dengan jumlah yang tertentu, kadar faedah yang dikenakan ke atas pinjaman dengan kadar.

• No lock in period. • Max age is 70 yrs. • Allowed MoF 85% for more than one single application with CIMB.

• Agricultural land, MoF 50% max. • Commercial land, MoF 50% max. • Do not finance Stalls, Shopping lots in complexes & Shopping Mall.

• • • • • • Interest/Profit Rates Loan Type Loan Tenure Profit Rate Baiti Home Financing Up to 35 years As per the bank’s discretion (Depending on the Base Financing Rate) Wahdah Home Refinancing Up to 35 years As per the bank’s discretion (Depending on the Base Financing Rate) Fees & Charges The fees and charges applied for Bank Islam Home Financing-i are as follows: Bank Islam Home Financing-i Fees and Charges Processing fee No fee charged Stamp Duties As per the Stamp Duty Act 1949 (Revised 1989) Disbursement Fee As per the bank’s discretion Late Payment Fee 1% p.a. Tritoni v lya bemolj mazhore. News About Bank Islam Home Loan • Bank Islam to go higher than industry’s average growth in 2018 Bank Islam is expecting to continue its strong financial growth from the year 2017. Bank Islam’s CEO, Khairul Kamarudin said that the bank is also planning to grow its SME business division and as such, has set up an SME banking division with 10 upcoming SME centres across the nation. He also said that the growth expected this year is expected to come mainly from home financing and commercial banking. Meanwhile, the bank will also operate in retail banking and try to make SME a division that is just as important and one which will complement the bank’s business. Another focus this year for Bank Islam will be the digitisation. The bank is expecting to see a growth in digital network driven income.

The bank is planning to push it to 10% this year after collaborating with Cognizant in August, last year.